Quick tools

Try before you dial.

Three small tools for the questions we hear most often. Quick answers to get you started, then ring us for the full picture.

These tools need JavaScript to calculate. If it is switched off, ring us on 01792 543520 or send an enquiry and we will run the numbers for you.

Tool 01

VAT Calculator

Add VAT to a net figure, or strip it out of a gross one.

I want to

At the rate of

Amount

Net amount—

VAT at 20%—

Gross amount—

Standard 20% covers most goods and services. If you are not sure which rate applies to what you sell, that is exactly the kind of question we answer every day.

Tool 02

MTD Checker

Does Making Tax Digital for Income Tax apply to you, and from when?

I am a

My qualifying income in 2024/25 (the year to 5 April 2025) was

And in 2025/26 (the year to 5 April 2026) it was

Qualifying income means your combined gross income from self employment and property, before expenses. Each start date is set by a specific earlier year, which is why we ask about two. A screening guide to HMRC's published timetable, not a ruling: exemptions exist, and if you are already signed up that stands. HMRC's own checker covers the edge cases.

Tool 03

Employment Cost Calculator

What does an employee really cost? Salary is only the start.

Gross annual salary

Employer pension contribution

This employee is

Also include

Employment AllowanceOne allowance of up to £10,500 a year for the whole business, not per employee. Companies whose only employee above the NI threshold is a director cannot claim it. Apprenticeship Levy at 0.5%Only for employers with a pay bill over £3 million. This adds the marginal levy on this salary, assuming your £15,000 levy allowance is already used.

Other yearly costs (optional)

Gross salary—

Employer National Insurance—

Employer pension—

Total cost to the business—

Based on 2026/27 rates: employer National Insurance at 15% above £5,000, and, for an enrolled worker, the employer pension percentage applied to qualifying earnings between £6,240 and £50,270 (not the whole salary; some schemes use full pay, which costs more). For employees under 21 and apprentices under 25, no employer NI is due below £50,270, though pension duties still apply. Annual estimates, not a payroll quote: ask us for the precise figures.

Quick tools give quick answers. For anything that matters, start a conversation.